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Ways to Accelerate Your Profits



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By: Gynn Flores

 

ProfitIt is every businessman’s dream to be able to accelerate his profits. Therefore any effective way is taken into consideration. Nowadays, the internet is a big marketing option. It reaches practically more people than tri-media advertisements – that is basically, TV, print and radio exposures. Hiring an effective marketer can also help in formulating marketing ideas and in implementing them. Constant monitoring of promotional activities is a must to maximize results. Consumer credit counseling service is not only offered by financial companies. It can be offered by commercial companies to help prospective clients in managing deferred purchases. Here are points to consider improving sales and therefore accelerating profits:

  1. Employ the right sales personnel. Hard work and strategic approach are a must so choose people who have these abilities and motivate them with attractive incentives.
  2. Put up a web site and if possible in many different languages to enable foreign speaking people to read your advertisements.
  3. Give your clients a surprise bonus for buying this will entice them to buy from you again. Also they will talk about getting more than what they expect which is a perfect advertising campaign for you.
  4. Send greeting cards to clients just near you and online to those who are farther during holidays and special occasions. This will improve your relationship with them. Simple advertisement can also be incorporated with the card.
  5. Choose the right target market for your products and services. This will make the marketing effort more effective.
  6. Give customers the option to buy other products or add on products when they decide to buy your main product or service at the point of sale. This will automatically increase your sales and therefore a chance to make some more profits and convert slow moving items to cash.

  7. Always think of new ways to entice people to buy your products or services. You could add extra free bonuses, delivery options or payment options. New promos or freebies will always be more exciting and if they are used to variations, they will regularly visit your site for new items that they can avail on promo.
  8. Welcome other businesses to sell your products. It could be a simple joint venture deal for a period of time. This will generate more sales for you.
  9. Regularly follow-up with all your prospects and current clients. When people see you or your ad more often, they are more likely to buy.
  10. Constantly learn new sales ideas and educate yourself with new strategies to increase sales. You can read books and publications on business, advertising and marketing. You can also read on other businesses strategies and adapt it to your own business.

Having considered all of the above, there is a very big chance you will make good. Discipline is important for everybody especially in business so a consumer credit counseling service will be beneficial not only for the business but also for the buyers and their credit providers. Make a team out of your people and delegate but always monitor their activities. Have you heard of the saying “when the cat is away, the mouse will play?”

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Triggers for People to Buy



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By: Gynn Flores

 

TriggersWhen you are thinking of going into business, you need to know what will sell best. Fast selling items be it merchandise or services give you the chance to earn more than engaging in a slow paced business where you keep inventory for a long time. This will just make you incur huge cost of money and overhead which actually eats up your profits. Consider these real scenarios that trigger people to buy:

  • People want to make money. They may want to start their own business and therefore have to procure merchandise and equipment they will need for the business. When they have their own business, it makes them feel successful.
  • People want to save time and want to buy things in one go. Make sure you have other items that your clients might need along with their main purchase. This will give you more sales actually. Your client want their work done fast and spend time enjoying life’s pleasures. This will make them feel more relaxed.
  • People want to save money and go for promos and freebies. So come up with promotions and give-away from time to time. They want to invest their savings for the future or save for a big purchase. This will make them feel more secure.
  • People want to look better and updated. They might want to lose weight, tone their body, improve their facial features, use the latest gadgets or wear the latest fashion. This will make them feel more attractive.

  • People want to learn something new. They may want to learn a new martial arts technique, build a deck or cook a new and exciting dish. This will make them feel more intelligent.
  • People want to live longer. They may want to get in shape, eat better or have extra energy. This will make them feel healthy and fit.
  • People want to be comfortable. They may want to be relieved from their aches and pains, sleep in a more comfortable bed, live in nice houses or drive a fast car. This will make them feel relaxed and relieved.
  • People want to be loved. They may not want to be lonely anymore and want to go dating in a posh restaurant, have coffee with friends and relatives, spend a holiday in a posh resort or simply watch a movie with a loved one. This will make them feel wanted.
  • People want to be popular. They may want to become a celebrity or excel in school and get the top rank or maybe excel in their favorite sport. This will make them feel praised and admired.
  • People want to have pleasure. They may want to satisfy their cravings for food or sexual desires. This will make them feel more satisfied and fulfilled.

When starting a business, consider the above triggers. Choose one where you are passionate about, or have the experience in doing. This will give you ease and confidence in the business you want to get into. Being alien to something you want to start will be too risky as it becomes your training ground. There is a big chance to fail which will definitely make you lose your capital.

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The Basis of Sound Financial Decisions



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By: Gynn Flores

 

FinancialMaking sound financial decisions can be learned. Although some are born to have good business sense, there still no guarantee to financial success thus paving the way for services like credit counseling or business consultancy. Some people spend a lifetime trying to make it but others are blessed to hit the right note at once to succeed early in life. Here are guidelines that you can follow in making sound financial decisions:

  1. Identify your goal. Study and understand every opportunity thoroughly if it matches your objective. Do not make decisions on impulse.
  2. Identify the risks involved. Do some researches and talk to financial consultants. Weigh your options thoroughly with regards to the risk factors involved and the length of the return of investment period. Make a go for it if the risks are calculated and you have the means to cover for the duration.
  3. Personalize your approach and do not depend on other people to decide for you. After studying the pros and cons of the matter, decide for yourself. Listen to advices but never let anyone intimidate you with the decision you want to make. Bear in mind that losses will not be suffered by the person giving you the advice but by you only.
  4. Conduct a background check. Know the people involved and determine if they could be trusted with your investment. Trace the track record of the company and the people behind it. Their business must not only be registered with the proper government agencies concerned but also endorsed by prominent institutions or financial figures.

  5. Put your best foot forward when getting into something and be hands-on with the business all throughout the operation. If you can’t hire someone better than you are. Just see to it that your inputs are heard and considered with regards to safeguarding your investment.
  6. Do not be easily impressed on figures used in presentations. Those are all probabilities and might be overstated as compared to the actual revenues you can make. On the first sign of incidents leading to failures, be there to troubleshoot and do not wait for things to get worse before acting on them.

It takes a lot of maturity and experience to be able to make sound financial decisions. You will acquire this over years of taking care of your own finances. It can be on a trial and error basis which is quite risky but making a plan and sticking to it can save expensive mistakes. There are really no guarantees when it comes to making these important decisions but you can always protect your resources by minimizing the risks.

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Financial Guidance for Parents to their Kids

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By: Gemma Lagasca

 

Financial GuidanceFinancial guidance for parents to their kids is an effective tool to guide kids to follow the right road in terms of financial issues. Many children were not being aware and taught of the important role of money in the family. It’s a bit alarming and frustrating to deal with children who have the mentality of getting fast cash from parents without exerting efforts. According to CNN Money 101, keeping the kids aware on money will lead them to be responsible and independent with a prosperous future.

    1. Explain the value of money to the kids. Most young kids are amazed when they see mom and dad getting money from the ATM—it seems that it’s exciting to go there and get instant cash. If they don’t understand where that money came from, they will believe that anyone can have money instantly. The kids will easily ask you to buy all the things they wanted.
    2. Begin teaching the kids how money works at home as young as they are. A 4 year old child can clearly understand when you explain to them about money. They should learn that mom and dad are working to have money to buy foods, for school fees, clothing and other stuff. Once they realize how money works for the family, they will show an intuitive conservatism that will lead them to be wise in spending money as they grow. A child without proper guidance and knowledge in handling money will grow an impulsive spender—and that begins when they’re on teenage stage.
    3. Pay them for their allowances. Before you allow them to handle money, assign them to do a simple task at home. That way, they will learn that they need to work first before they can gain a penny. However, once you gave them an allowance it doesn’t mean that they will spend it at once in buying candies or toys. Teach them to save something from it before they begin spending it. For kids’ ages 7-10 years old, you can already entrust them their daily allowance to buy their own snacks or lunch in school.


  1. Piggy bank technique. It is one way of tea
    ching them how to save and invest as young as they are. Every amount that they receive from you should set aside a certain amount in their piggy bank. Explain to them that long-term saving will build a bigger and better amount for bigger projects. By doing this constantly, when the child reaches 10 he will be more amenable in banking.
  2. For older kids like in high school or college, they should be entrusted with higher responsibility but with proper guidance. Teach them how to use credit cards or checks properly. By doing this, they can live independently by being responsible for their finances. Allow them to commit error. Let them fix their bounced checks or declining credit card balance for them to learn and live only within their limits.

If they want to work for part-time job to earn, let them be. It’s fulfilling to gain fast cash when talents are used to earn them.

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Avoid Fast Foods or Die Young!



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By: Gemma Lagasca

 

FastfoodsOne of the basic human needs is food. It is the main source of energy that our body requires to be able to survive. Because of modern lifestyle changes, instant foods with artificial flavorings are popularized to suit the fast-phased living. However, our body is also punished with toxins and acid build-ups from the unhealthy foods that we are taking in. As a result, we are acquiring lifelong diseases or worst, it shortens human life span.

Due to the effect of highly complex micro-crap substances or in short, artificial foods – we are all walking into the hole of grave quite fast. Since God created us with high-intellect, maybe we should not indulge in these trendy foods that will totally destroy our body. Each tiny parts of our body such as cells, molecules and organs should function well to keep our system’s proper balance. Aside from that, a holistic bodily system will not be completed if our blood doesn’t have the right pH level. According to the researchers of Natural News, our body’s pH is one big factor in fighting against viruses, bacteria and fungi. With the right balance of alkaline, these dangerous elements that cause diseases will be prevented from harming the body.

Here are some helpful ideas on how to get natural alkaline and how to keep your pH level balanced:
1.Pick only the organic foods that are chemical-free to avoid harmful elements from pesticides and other contaminants.
a. Take more fruits and vegetables. These are natural alkaline foods that can help in sustaining the appropriate pH level in our body every day.
b. Decrease meat intakes, even white meat with fowl, flours and refined sugar. Take only at least 40-50 grams of protein-enriched food per day. These foods
contain acids that cause acid-build up when taken in excess.


2. Create a food mixture to maintain a suitable alkaline pH level and the right pH balance.
a. Mix 10ml of organic apple cider vinegar into 8 ounces of water. Drink one glass in the morning and another one after dinner. Likewise, for non-hypertensive adults – a glass of water with 10ml lemon or lime juice with a tsp. of baking soda is recommended. Take at least one glass of the mixture every day.
b. Mix organic lemon with 8 ounces of warm water and 2 tablespoons of organic honey. This combination will protect your body from getting into the alkaline-forming state and helps remove excess acids.
c. Ingest more potassium-enriched foods like honey, lemons and bananas.
d. Flush the waste in your system by drinking the required amount of water every day. According to the study, you have to do a little math to determine your required daily consumption of water. If you weigh 120 pounds, the actual 50% of your weight should be converted to ounces. So the 50% of 120 pounds is 60 pounds-it means that 60 ounces of water is the amount needed to hydrate your body and to eliminate the toxins that cause the undesirable build-up.

Way back thousands of years ago after creation, God saw that everything that He had made is good. All things in the earth are beneficial for His every living creation and there are no harmful things that will affect His masterpieces. The first man and woman together with the animals lived bountifully with all the natural things around the Garden of Eden. However, humans were created with high intellect compared to the rest of the animals. So as time quickly flies, it is them that are masterminding the changes – leading away from the Creators’ natural concept. If we will continue to embrace these changes, maybe God will strongly disagree. Climate change epidemics and natural disasters resulted to natural depopulation and too many kinds of illnesses and mysterious viruses that humans cannot diagnose – are still hawking the earth due to the people’s uncontrollable will to create peculiar things. Follow the will of God or DIE early! What do you think?

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