By: Elena Grace Flores
A simple act of kindness has made BPI Savings Bank’s service exceptionally good – may it be done voluntarily by security guards or acquired through effective training sessions. The firm but courteous assistance of these men in uniform made customers want to always transact business with the bank. It’s like dealing with someone you know. Take the case of this one caring gesture that can improve the well-being of humanity:
I thought at first that the guard was simply giving the umbrella back to the ATM user – and I was quick to assume that she accidentally left it in the bank earlier….
I was actually wrong! The guard voluntarily shaded the lady customer from the intense heat of the noon time sun – using a BPI red umbrella!
Amazing…and it goes on and on for male and female ATM users alike. Indeed a nice sight to witness at BPI Shorthorn Branch, Project 8, Quezon City, Philippines. Keep it up guys!
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By: Gemma Lagasca
Financial guidance for parents to their kids is an effective tool to guide kids to follow the right road in terms of financial issues. Many children were not being aware and taught of the important role of money in the family. It’s a bit alarming and frustrating to deal with children who have the mentality of getting fast cash from parents without exerting efforts. According to CNN Money 101, keeping the kids aware on money will lead them to be responsible and independent with a prosperous future.
- Explain the value of money to the kids. Most young kids are amazed when they see mom and dad getting money from the ATM—it seems that it’s exciting to go there and get instant cash. If they don’t understand where that money came from, they will believe that anyone can have money instantly. The kids will easily ask you to buy all the things they wanted.
- Begin teaching the kids how money works at home as young as they are. A 4 year old child can clearly understand when you explain to them about money. They should learn that mom and dad are working to have money to buy foods, for school fees, clothing and other stuff. Once they realize how money works for the family, they will show an intuitive conservatism that will lead them to be wise in spending money as they grow. A child without proper guidance and knowledge in handling money will grow an impulsive spender—and that begins when they’re on teenage stage.
- Pay them for their allowances. Before you allow them to handle money, assign them to do a simple task at home. That way, they will learn that they need to work first before they can gain a penny. However, once you gave them an allowance it doesn’t mean that they will spend it at once in buying candies or toys. Teach them to save something from it before they begin spending it. For kids’ ages 7-10 years old, you can already entrust them their daily allowance to buy their own snacks or lunch in school.
- Piggy bank technique. It is one way of tea
ching them how to save and invest as young as they are. Every amount that they receive from you should set aside a certain amount in their piggy bank. Explain to them that long-term saving will build a bigger and better amount for bigger projects. By doing this constantly, when the child reaches 10 he will be more amenable in banking.
- For older kids like in high school or college, they should be entrusted with higher responsibility but with proper guidance. Teach them how to use credit cards or checks properly. By doing this, they can live independently by being responsible for their finances. Allow them to commit error. Let them fix their bounced checks or declining credit card balance for them to learn and live only within their limits.
If they want to work for part-time job to earn, let them be. It’s fulfilling to gain fast cash when talents are used to earn them.
Image Source: Tommielle