Posted on Leave a comment

Casimiro Village Phase 3 Multipurpose Cooperative Economic Survey

welcome By: Elena Grace Flores

ECONOMIC SURVEY OF
Casimiro Village Phase 3 Multipurpose Cooperative (CV3MC)

BACKGROUND ;

To be able to generate funds to invest in service facilities for the members’ quality of life and operate these money-making service facilities to sustain the upgraded lifestyle of the village are the major aims for organizing the cooperative. It will be offering a credit facility to Casimiro Village Phase 3 Homeowners through CV3 Homeowners Association to fund future special projects that would allow progressive living to the community including those who are not financially able. It wll also coordinate with the government and investors for joint projects that would provide or promote safety, good health, security advancement and prosperity to the general community

RATIONALE ;

There’s no other cooperative in the village or nearby location that is helping the development of Casimiro Village Phase 3. The shortage in the pay parking areas in the community creates friction among neighbors. There’s no such facility yet that ever existed inside the village aside from the one initiated by CV3HAI. Most drivers just park at public places at first come first served basis which is also causing an eye sore to the community. Repair of public areas like roads and walls were funded by some of the homeowners because others can’t afford or not willing to contribute. Casimiro Development Corporation already ceased developing the village eversince. Therefore there’s a crucial  need to gather investments the purpose of constructing and maintaining service facilities so that all homeowners can benefit from them and the financial contributors will not be forever burdened. The planned facilities such as pay parking facilities, guard house reconstruction, basketball court enhancement and club house development are badly needed to sustain the village’s operational expenses. The existence of the cooperative that will be funding and managing these projects will be more efficient when its legally recognized. Investments can be officially recorded and credited to worthy investors in due time thus protecting the interests of both contributing and non-contributing homeowners.

I.  GENERAL INFORMATION

A.  Type of Cooperative:

___*_Credit    _____Producer    ___*_Service _____Consumer _____Marketing
_____MPC    _____Advocacy_____ARC   ______Coop Bank _____Dairy
_____Education_____Electric _____ FSC ________Fishermen _____ Health Service
_____Insurance_____Transport____Water ______Workers
_____Others (Specify)__Multipurpose_____________________

B. Office Address of Cooperative: Block 1, Lot 10, Macopa st., Casimiro Vllage Phase 3 BF International, Las Pinas City

C.  Area of Operation:      __*_Barangay        _____Municipal/City         _____Provincial
_____Regional         _____National

D.  Common Bond of Membership:      ___*__Residential         _____Institutional
_____Occupational      _____Associational
E.  Composition of Members:
_____Farmers                   _____Indigenous Community         _____Youth
_____Fisherfolks                 _____Disabled                        _____Women
_____ARB’s             _____Rebel Returnees                    _____OFW’s
_____Workers/Employees         __*__Others (Specify): Casimiro Village Phase 3 Homeowners, their relatives and associates

F.  No. of Founding/Organizing Members:  __20_

G.  Projected Increase of Membership for:

First Year    :  _____10______
Second Year    :  ___10______
Third Year    :  ____20______

H.    Authorized Capital   P_____1 M_____________
Subscribed Capital            P_____600,000_________
Paid-up Capital                   P_____200,000_________

Par value          P_____1,000____

I.    Is the proposed cooperative previously Registered with? : SEC____ DOLE_____
___*___ Others, specify: Majority of the founding members are members of CV3HAI or Casimiro Vllage Phase 3 Homeowners Association registered under HLURB but Casimiro Village Phase 3 Multipurpose Cooperative was never registered before with any legal bodies.

II.  STRATEGIC OPERATIONAL STUDIES

A.  Economic Aspect

1.  Are there any other existing cooperative/s within your proposed area of operation that provide the same goods/services which the cooperative plans to offer?  If yes, please state the name/s of such cooperative/s:  No.

2.  What strategies the cooperative shall implement to ensure the support of the members?

_______Collective purchases

___*___Commitment on lending policies

___*___Active participation in cooperative affairs

___*___Others (please specify): Immediate payment of the 10,000 Pesos initial investment.

3. Are you intending to transact business with
a) members only__  b)  members and non-members _*_

4. What business activities the Cooperative plans to undertake during the first three years of its operation:

First Year    : Generation of Funds for village’s guard house through the           Cooperative’s Credit Facility and first phase of Pay Parking
Facility near the village’s entrance
____________________________________________________________
Second Year    : Pay Parking Facility (2nd Phase at the Club House area)
and Improve Basket Ball Court or construct a Covered
Court for sports and other activities
____________________________________________________________
Third Year    : Club House Facility and Amenities (party, seminar or
meeting venues)    ____________________________________________________________

B.  Financial Aspect

1.  Capitalization

a. In pursuing its economic activities, how shall the Cooperative generate its capital?
__*__Share Capital Subscription
__*__Deferred payment of patronage refund/interest on share capital (Revolving Capital)
__*__Acquisition of Loans/borrowings
__*__Solicitation/acceptance of donations, subsidies, grants, etc.
__*__Fund raising activities

b. How much is the Cooperative’s initial operating capital? __Php 200,000
c. Strategies for internal capital build-up.  Collection of mnmum 10,000 Pesos investment.

2.  Revenue
Projected revenue based on the initial operating capital.
First Year    :  150,000 _______________________________________________.
Second Year    :  360,000_______________________________________________.
Third Year    :  480,000_______________________________________________.

3.  Expenditure
How much is the estimated expenses, for:
First Year    :   75,000______________________________________________.
Second Year    :   180,000______________________________________________.
Third Year    :   240,000
______________________________________________.

4.  Investments
Does the Cooperative intend to invest in the following?
______Cooperative bank    _____Mutual
______Federation        _____Insurance
___*__Joint ventures        _____Others(specify) Service Facilities

C.  Technical Aspect

What equipment/machineries/facilities are deemed necessary for the effective and efficient operation of the Cooperative? (please check)

______Typewriter                ______Medical Instruments
___*__Computer                ______Warehouse
___*__Tables                ______Milling
___*__Chairs                ______Farm Equipment
___*__Calculator                ______Post Harvest Equipment
______Vault/Safe                ______Solar Dryer
___*__Filing Cabinet            ______Fishing Equipment
___*__Others(specify): CCTV

2.  How would the Cooperative procure its equipment/machineries/facilities?
______Cash purchase    Other mode/s (specify) _______________
______Loans        _________________________________________________
___*__Donations    _________________________________________________

What skills/experiences/trainings are deemed necessary for the operation of its equipment/machineries/facilities?
– Customer Service Training
– Understanding the Cooperative System Training

Organizational Structure/(attached organizational chart)

1.    What qualifications/skills the Board of Directors should possess to enable them to formulate sound policies, strategies and guidelines which would ensure the success of the Cooperative?
– Have concrete concern for the communty by being a bonafide homeowner or trusted substitute homeowner, relative or associate
– Professonal in his or her own field
– Knowledgeable with the Cooperative system through CDA training completion

2.    For its initial operations, who among the following officers/employees should be hired by the Cooperative.

POSITION, NAME, STATUS OF  APPOINTMENT, MINIMUM EDUCATION,
EXPERIENCE/TRAINING, MONTHLY COMPENSATION
Manager:Flaviano Alvarez – Volunteer – Retired Electrical Engineer – None   Accountant: Epitacia Alvarez – Volunteer – Retired CPA – None
Treasurer: Aida Manalastas – Volunteer – Retired Nurse – None
Secretary: Elena Grace Flores – Volunteer -Web Technology Project Manager – None
Day Collector: To be Hired –  Contractual – Elementary graduate – 3,000 allowance plus tips
Night Collector: To be Hired – Contractual – Elementary graduate – 3,000 allowance plus tips

3.    What are the Cooperative’s education programs for:

a)  Members:     Training  _________________________________________________________
b)  Officers:    Information/Reference __________________________________________________________
c)  Staff:    Skills Building _____________________________________________________________

4.  Who are the Chairmen and members of the following committees?

a)  Audit : Chairwoman –  Josie Ocampo
Members: Yolanda Manalo, Kanya Gladys May T. Luardo
___________________________________________________________

b)  Credit: Chairman – Alex Malonjao
Members: Oscar M. Cifra, Eduardo Launio, Sr.
___________________________________________________________

c)  Election: Chairwoman – Liza Sto. Tomas
Members: Arturo P. Ocampo, Nini Masilungan
___________________________________________________________

d)    Education & Training: Chairwoman – Rose Root
Members: Sithikohn F. Thaworn, Esperanza Cifra
___________________________________________________________

e)  Mediation/Conciliation: Chairman – Nicanor Layola
Members: Rodel Corton, Jose E. Magajes
____________________________________________________________

We, the Founding Board of Directors, hereby certify that the foregoing Economic Survey was prepared in accordance with the facts, information and other data we believed vital to the success of the initial operations of the Cooperative.

Subscribed and sworn to before me this _______ day of _________, 201___ in _______________, Philippines above affiants exhibiting to me their valid proof of identity:

NOTE:     The CDA reserves the right to review/verify the authenticity/viability of the information provided in this survey and may require the proponent to modify, revise or amend the whole or any part thereof if necessary, or, if found to be economically unfeasible, deny the registration of the Cooperative.

Posted on Leave a comment

Economic Survey Sample


welcome By: Elena Grace Flores
ECONOMIC SURVEY for Casimiro Village Phase 3 Multipurpose Cooperative

I.    GENERAL INFORMATION

a.    Proposed Name: Casimiro Village Phase 3 Multi-Purpose Cooperative (CV3MC)
b.    Type of Cooperative: Multi-purpose Cooperative
c.    Field of Membership: Residential/members are residing or working in Casimiro Village Phase 3
d.    Address of Cooperative: Block 1, Lot 10, Macopa St., Casimiro Village Phase 3, BF International, Las Pinas City
e.    No. of Original Member: 20 Cooperators
f.    Projected Increase in Membership for the:

1st Year : Additional 10 members
2nd Year: Additional 10 members
3rd Year: Additional 20 members

II.  PURPOSE OF THE COOPERATIVE:

A.    General Purpose:
1.    Generate funding to invest in service facilities for the members’ quality of life
2.    Manage these service facilities to sustain the upgraded lifestyle of the village

B.    Secondary Purposes:
1.    Offer a credit facility to Casimiro Village Phase 3 Homeowners through CV3 Homeowners Association to fund future special projects that would allow progressive living to the community especially those who are financially burdened.
2.    Coordinate with the government for joint projects that would provide or promote safety, good health, security and prosperity to the general community

C.    Proposed Business Activities (State goods/products/services to be offered by the proposed cooperative:
1.    Generation of Funds
2.    Pay Parking Facilities
3.    Improve Basket Ball Court or construct a Covered Court for sports and other activities
4.    Club House Facility and Amenities (party, seminar or meeting venues)

III. ECONOMIC AND TECHNICAL ASPECTS OF BUSINESS OPERATIONS:

a.    Are there any other entities (such as cooperatives) within your proposed area that offer the same goods/services offered by your proposed cooperative?  If so, state how many and what is the total volume of business they generate.

There’s no other cooperative in the village or nearby that is helping CV3. There’s shortage in the pay parking areas in the community that creates friction among neighbors. There’s no such facility yet that ever existed inside the village aside from the one reserved for. Most drivers just park at public places at first come first served basis which is also causing an eye sore to the community. Repair of public areas like roads and walls were funded by some of the homeowners because others can’t afford or not willing. Therefore the need to make investments for this purpose so that all homeowners can benefit from the public facilities and the contributors will not be forever burdened.

b.    How many employees and where will the cooperative get the personnel required to administer business operation of the cooperative
The General Manager, treasurer and secretary will render voluntary services without compensation. 2 parking/collection staff are needed in a shifting basis for one parking facility – unemployed or out of school youth above the age of 21 in nearby CAA community can fill in these posts

c.    What machineries/equipment will be required for the business operation of the cooperative?

1.    CCTV for Security

d.    Do the officers/employees/members need any special training for the business operations of the cooperative? If so, what?
1. Customer Service Training

2. Understanding the Cooperative System Training

e.     Given the present situation in your proposed area, explain how the proposed cooperative will succeed in its operations.
The great need for the planned facilities is already there. The existence of the cooperative that will be funding and managing these projects will be more efficient when its legally recognized. Investments can be officially recorded and credited to worthy investors in due time thus protecting the interests of both officers and contributors.

IV. FINANCIAL ASPECTS:

a.    Where and how will the cooperative obtain its operating capital?  State whether contributions/loans/donations/grants.
Capital will be contributed by the members but a developer who is also a member will initially fund the major construction plans on a revenue – sharing basis. Capital is mainly from contributions.
b.    How much may the cooperative earn during the first year of business operation? Projected gross revenue is 30,000 Pesos per month. Operational expenses will be at 15,000 Pesos per month. 30% of the projected 15,000 Pesos net revenue per month:  22,500 Pesos for the first year (5 months only until Dec 2014). The 70% of the net revenue will be returned to the financer.
c.    In its second Year? 54,000 Pesos
d.    Third Year? 108,000 Pesos (doubled ifor the 2 phases of parking facilities)
e.    How much will the Cooperative require for its operating expenses in the First Year?
First Year?    _______15,000 Pesos per month X   5 =     Php 75000
Second Year?    _______15,000 Pesos per month X 12 =     Php 180,000
Third Year?    _______20,000 Pesos per month X 12 =     Php 240,000
f.    Does the Cooperative intend to have capital investment?  If so, state what capital investments and when such will be realized.

Capital investment will be needed for the 2nd phase of the pay parking facility. The cooperative will come up with 200,000 Pesos worth of investment for the bigger pay parking facility near the Club House area. This will be contributed by the members with some financial assistance from the member-developer.

V.  MANAGEMENT STRUCTURE:

a.    Who will be designated to manage the day-to-day operations of the Cooperative?
The General Manager will be on top of the day to day management operations of the Cooperative together with the Treasurer and Secretary.
b.    Will the members be required to deposit their services with the cooperative?
No but they are required to attend meetings, vote for future directions and participate in community activities.
c.    How many persons will comprise the Board of Directors of the Cooperative?
5 active directors and total of 20 cooperators
d.    What will be the role of the Board of Directors?
Conceptualize policies and evaluate their implementation.
e.    Will the cooperative have an Audit Committee?    __ YES
f.    Will the Cooperative have a Credit Committee?    __ YES
g.    Will the Cooperative hire an Accountant/Bookkeeper?__ NO, a relative of a member who is an accountant volunteered to do it without cost
•    Name of Accountant/ Bookkeeper
Epitacia A. Alvarez
h.    What will be the proposed compensation of the following?

(1)  Manager        ____ Volunteer work with no compensation
(2)  Accountant    ____ Volunteer work with no compensation
(3)  Clerks        ____ The Treasurer and Secretary will handle clerical works
with no compensation
(4)  Others        ____ Transport, meals and miscellaneous expenses on official business will be reimbursed by the cooperative.

SUBMITTED BY:  Elena Grace Flores
POSITION:         Secretary

Note:
Remember that this is only a guideline; you may add, revise or omit items that are not applicable to your proposed cooperative.  The CDA reserve the right to conduct an investigation into the proposed operations of the Cooperative.  There is no need to submit project Financial Statements and Cash flow for three years.

Posted on 2 Comments

Dysfunctional Family of Lorna Mildred Cervantes

welcome By: Elena Grace Flores
Lorna Cervantes with Rey CallantaBeware of this Family:

BF International Barangay Case No. 683-13: Lorna Mildred Cervantes (pictured on the right) did not pay 4 months rent amounting to 46,000 Pesos, 7,000 Pesos Meralco bill and 5,000 Pesos Maynilad bill.

She also brought with her the TV stand which is supposed to be one of the collateral exchanging it with 3  dysfunctional electric fans when intercepted by Casimiro Village Phase 3 security guard. Nonetheless, she still managed to remove all the electric lights of the apartment and the provisional fire extinguisher.

Ma Laarnie Cervantes FernandezMa Laarnie Cervantes Fernandez alias Lally Fernandez who’s husband is a taxi driver also did not pay 8 months rent while staying at Mrs. Ponching’s apartment at Casimiro Village Phase 1 as reported allegedly by the KPM association of Casimiro Village Phase 3. She moved in with her sister Lorna Mildred Cervantes at Casimiro Village Phase 3 where there were petitioned by the Homeowners Association to be evicted due to operating small businesses without permit using the apartment, parking a taxi inside the village without sticker, storing their things in the place and living there without the approval of the owner.

She was all the while the support of her sister during the eviction process sighting that legal processes take time and they can benefit to stay for free until the case has been executed.

John Paul with wifeAfter they were evicted from Casimiro Village Phase 3, an alleged motorcycle buyer of John Paul Cervantes (pictured on right), the son of Lorna Cervantes complained that the vehicle that they bought from his small vehicle buy and sell business did not have proper documentation thus preventing them to change the ownership. He was terrorizing the security guards during his part-time stay at Casimiro Village Phase 3 as per the guards’ log book report.

Also, a legal notice from the Bank of Makati (A Rural Bank), Inc. was also received at their vacated place for Ronnie Jeorge Carbungco Santos for his delinquent account that remained unpaid! Contact RECEIVERS AND LIQUIDATORS to verify c/o Mr. Bernard San Fernando Tel Nos. 02 6333931 or 6384446.

They may look like a decent family but beware…it’s just their tactic! Tough times can often make a family financially unable to pay their responsibilities but with Lorna Cervantes’ family, it’s their way of life – and they just cover them up by giving free food to their followers or throwing parties and get together including some drinking sessions!

Don’t be their next victim. Call to check the authenticity of this report at Barangay BF International c/o Barangay Secretary Nelly Angana, Joan Fortich and Executive Officer Richard Lacson Tel No. 02 8202016 Case No. 683-13 Elena Grace Flores vs Lorna Mildred Cervantes.

 

 

Enhanced by Zemanta
Posted on 1 Comment

Community Power

welcome By: Elena Grace Flores

Flow Diagram of the Eviction Process in Britis...

Homeowners association is an integral part of the community because when the laws of the land fail, it’s the people in the community that can voice out demands for their rights. Take the case of this eviction case blocked by the neighbors:

Neighbors block eviction for homeowner who paid for house five times

By:  BECKY ZOSIA DERNBACH

150 neighbors and community supporters successfully prevented the scheduled eviction of Jaymie Kelly, a Powderhorn homeowner who has lived in her home 30 years, this morning. http://www.occupyhomesmn.org/jaymie_blockade


In the contrary, the homeowners association also has the power to evict undesirable people living in their area. If they prove to be a threat to the community or merely just troublesome residents, they can be petitioned  out for as long as the legal process is already in place – to avoid disputes with authorities. Be active in your  community and make your association even stronger to face challenges in the future.

Web Design by:  Miracquel Puelong

Enhanced by Zemanta
Posted on Leave a comment

Group Dancing for Exercise


welcome

By: Elena Grace FloresIt was discussed during the last General Meeting of our Homeowners Association to schedule a group dance class for Homeowners who would like to shake their body for exercise and socialization. This is important in our community to do something together that we all love – and at the same time, get to know each other well for camaraderie. This is not a new idea but still very interesting. Watch this:

Zumba, the new group exercise dance craze.


Posted at Youtube by: David Payne


Dancing is a very good exercise because you will have the opportunity to move all parts of your body – even the face for facial expressions. Definitely good for fun loving seniors and younger men and women alike. Health is wealth and we owe this to our community to make our village where our homes are more lively and invigorating! Try it and for sure, you’ll love it.


Web Design by:  Miracquel Puelong

Enhanced by Zemanta